Cyber XS
Excess cyber insurance for a wide variety of small and mid-size businesses

Today’s digitally connected world means that companies need cyber insurance now more than ever.
ProFinity offers a full-service E&S excess cyber liability solution for a wide variety of small and mid-size enterprise (SME)businesses. Our clients enjoy direct access to an experienced technology and cyber underwriter and a commitment to same-day service.

Cyber XS target clients 

  • Revenues up to $100M
  • No claims or incidents in last five years (will consider risks with limited claims activity)

Firms providing the following services or products:

  • Education – public and private (higher ed & K-12)
  • Healthcare
  • Financial institutions
  • Hospitality
  • Retail
  • Professional services
  • Wholesale distributors
  • Non-profit organizations

We have a limited appetite for:

  • Law firms
  • Municipalities
  • Manufacturers
  • Medical testing/imaging
  • Printers
  • Property managers
  • Utilities

Undesirable Risks

  • Accountable Care Organizations (ACO)
  • Billing services
  • Collection agencies
  • Document destruction/storage
  • Health InformationExchanges (HIE)
  • Payment/payroll processors
  • Technology service firms
  • Third-party administrators


Cyber XS coverage highlights

  • Follow-form
  • Can be endorsed to drop down over sub-limits for various coverages
  • Can be offered on a traditional or quota-share structure

Limits, premium and availability 

  • Up to $5M limits (excess only)
  • $2,500 minimum premium
  • Available for firms in all 50 states and the District of Columbia


Need help with a claim? Contact our claims experts.