Cyber Pro
Cyber insurance for a wide variety of small and mid-size businesses
Today’s digitally connected world means that companies need cyber insurance now more than ever.
ProFinity offers a full-service E&S cyber liability solution for a wide variety of small and mid-size enterprise (SME)businesses. Our clients enjoy direct access to an experienced technology and cyber underwriter and a commitment to same-day service.
Cyber Pro target clients
- Revenues up to $250M
- No claims or incidents in last five years (will consider risks with limited claims activity)
Firms providing the following services or products:
- Education – public and private (higher ed & K-12)
- Healthcare
- Financial institutions
- Hospitality
- Retail
- Professional services (accountants, lawyers, architects & engineers, real estate, etc.)
- Wholesale distributors
- Non-profit organizations
- Construction, contractors and related services
- Manufacturing
- Utilities
- Civic organizations
- Religious organizations
- Social services
We have a limited appetite for:
- Accountable Care Organizations (ACO)
- Collection agencies
- Health Information Exchanges (HIE)
- Payment/payroll processors
- Third-party administrators
- Public entities
Cyber Pro coverage highlights
- Full limits for vendor interruption loss stemming from a security failure or system failure
- Vendor interruption loss includes IT and non-IT vendors
- eCrime coverages (social engineering, transfer fraud, invoice manipulation, telecom fraud) provided. $250k standard sublimit for each (higher sublimits considered on a case-by-case basis)
- Social engineering coverage for money, securities and tangible property as a result of fraudulent instruction by a third-party
- Breach response outside the limit (up to $1m) available
- 24/7 breach response hotline
- On-demand and customizable risk management tools and resources included
- Active monitoring throughout the policy term
Limits, premium and availability
- Up to $5M limits (excess only)
- $1,500 minimum premium
- Available for firms in all 50 states and the District of Columbia
Need help with a claim? Contact our claims experts.